Item — HN Reader

https://support.apple.com/en-us/HT204034 is "Learn how you can create or use your Apple ID in the iTunes Store without a credit card or other payment method."

https://support.apple.com/en-us/HT201266 is "Change or remove your Apple ID payment information"

1 comments

Works only in some countries.

Can you give more details ?

You need to have a card associated with the account and can't remove it if you're in Czechia. Or if it is possible I was not able to find how to do it after a hour of googling. It's per country requirement.