No no no no, none of this is correct. Income limits are based on your state's median income for your family size. Chapter 11 is always available; it doesn't make sense for most individuals because of quarterly UST fees. Chapter 7, and Chapter 13 plans based on actual expenses were means tested. Private student loans were made non dischargable. Times between serial filings yielding a discharge were increased by 25%. Pre and post filing counseling/edu were mandated.

Google BAPCPA for more because the bill Bush signed sucks. EDIT: Nevermind, the wiki link in the post before yours is great.