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You're dreaming. M-pesa and similar systems beat Bitcoin by a wide margin on everything the unbanked care about.
We're not only talking about Bitcoin, there are 2k other crypto's on deck. Adapt.
They all lose to M-pesa and its equivalents for what the unbanked care about. Decentralization does not solve a problem that any of these people have.
Is ethereum a bubble? Or is it creating an ICO bubble ecosystem and it will win out?
Dude, wtf? If you are going to provide a "reference" at least make sure it's about a real person and not an imaginary African a "former pentagon analyst and blockchain advocate" wrote about.

Also to a certain extent, I agree with your comment, "crypto is real". But is bitcoin? Maybe it was but now it's so unstable I can't use it to buy shit and neither can the hypothetical poor man discussed above.

I think this is a flaw in the current implementation. But not many "blockchain advocates" seem to be writing about that. I wonder why?

This is what it feels like to be "disrupted". Don't fight it, pivot and adapt.