The secret to wealth is easy.
Spend less than you earn, and invest in the market. Over time, wealth will surely (surely) accumulate.
There is no unfairness. You can read the same thing in books that are many decades old.
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Housing is both mandatory and the largest expense for nearly everyone. It's a tremendous damper on "spending less." If the secret to wealth was easy when those books were written decades ago, it is much less easy now.