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or bitcoin?
Anymore bitcoin is getting harder and harder to obtain without some kind of paper trail to your real identity. The only bitcoin I'd consider to be private and untraceable right now would be bitcoin that was mined directly to a wallet. Cant follow the thread past its end.
It seems that in Finland, and I'm sure they're not alone, that isn't a wholly viable option for many. [1]

As was said above, cash is probably one's best bet, which is part of the reason that there is currently so much talk among gov't officials about doing away w/it.

[1] https://metropolitan.fi/entry/tax-authorities-in-finland-mat...