I was listening to this Hashing It Out Episode with the founders of Storj[1] yesterday. Apparently IPFS isn't even that resilient. The Storj founders said that if you take a look at the IPFS sub-Reddit, half of the links don't work. That's not to discount what you're asking about, but it seems like the gamification for keeping IPFS files up forever is not a huge issue at the moment.
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StorJ is a incentivized (people get paid to make things available) and IPFS is not. They explain this in the podcast and mention it several times.
IPFS is perfectly resilient as long as the network participants have the interest in keeping the content available.
Yeah, IPFS is still waiting for FileCoin to be implemented. For now, your best bet is to run your own IPFS gateway with your data pinned to it, and perhaps ask fellow IPFS enthusiasts to do the same.