The Federal guaranteed student loans are a nightmare. Academia knows that she will get paid, no matter what. They raise the prices and do not qualify students properly. When the student drops out in year three, the student ends up with with $50K student loans at 10% interest, that they will take years to pay off, but no college degree to help. If graduated, the degree loses it's value in less than 4 years.
Anyone ever asked you what you got your degree in, or classes, or cared about your magna cum laude after 4 years of work? They why have to pay for it for the next 15 years?
If I was a conspiracy theorist, I would say academia created the hysteria about healthcare costs to divert the attention from them forcibly violating the young and immature.
[1] https://www.bloomberg.com/news/articles/2013-08-26/college-c... [2] https://www.businessinsider.com/this-chart-shows-how-quickly... [3] https://trends.collegeboard.org/college-pricing/figures-tabl...