I had a bad asthma attack while uninsured and got hit with a bill that took me 7 years to pay off.
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7 years and a bankruptcy drops off your credit rating...
Yipe! Were you able to negotiate the bill down at all when working out a payment plan, or did the hospital end up charging you the full amount?
Didn't negotiate a thing. I was pretty naive about that sort of thing at the time (really was still until the last few years, and I'm 35 now) and didn't know that bargaining was an option. I was just unemployed, broke and 22 and had a giant bill that I didn't know what to do with. I thought a bill was a bill and a debt was a debt, and had never even had a credit card in my life. Soon after that, I got a $9 an hour job at a factory and started making payments...