"* If you have an absurd amount of money, you don't need to worry about going bankrupt from getting sick."
Or you live in a country with a socialised medical system.
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I see you caught my implicit punch line. None of those things above the level of "unexpected car breakdown" really ought to be things people in the country with the largest economy in the world ought to be worrying about. We need to do something about that, whether it's a move toward social democracy, or even full on socialism. But, there's such a "fuck you, got mine" attitude among our political class that we're never going to see it in my lifetime, I'm sure. If it hasn't happened in the face of a global pandemic shutting everything down, I doubt the elite are going to get the message that workers are the ones that create everything of value in the economy, so we should try to elevate the lot of the average worker, rather than keeping him so stressed, sick, and insecure.
I agree these things should not be what "people in the country with the largest economy in the world ought to be worrying about".
But Socialism is not the answer.
As Churchill said "Democracy is the worst form of government, except for all the others."
Socialism is great in concept. In class, which deals with the theoretical, it sounds great. For teachers, who can teach concepts and don't need to deal with the pesky nastiness of the real world, it is the thing to teach.
But in real life, Socialism, and partial socialism, and partial social by other names, are all TERRIBLE for the average dude.
Study history, for real. Look at the countries which have had all the "ism's". Democracy (and in many cases, even autocracy - which is also REALLY bad) are better.
I am not at all wealthy, live simply (no car, no smartphone, no whatever). I moved from the States to a socialy democratic country with an excellent public Medicaire system.
Even so, if I could make it more democratic and less socialistic, I would, and so would anyone else I know. A massive amount of my neighbors have moved to the States or are waiting for papers to do so. Everyone who can afford it has supplemental insurance.
It would be a shame if the States lost what they have right.
Money gives you the freedom to start over in one.