I'll bite here... I used to track my finances and balance my checkbook. But, it took hours of my time. The best thing I ever did was create a separate account for my disposable income. My bills account gets the exact amount it needs and everything is payed automatically. The rest of my income goes into my fun account and I rest easy knowing I can spend until it's gone and my bills still get payed.
After that worked well for me, I now put small amounts into various savings accounts, like "tires", "vacation", or "emergency". I use an Ally account with "buckets".
I don't balance anymore, and haven't for 20 years. Just a quick glance at recent transactions to make sure I recognize everything.
It's also amazing how quickly some of those savings accounts add up when I'm not thinking about them much.