Just move to the midwest or New Hampshire or Boise. Get a 4-bedroom house for $200k close to a lake. If the nearest city has a Trader Joe's, Whole Foods, and REI, that will probably indicate a population and lifestyle that is compatible with most millennials, as those stores do a huge amount of research before deciding to open a new location.
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You will not find a 4BR New Hampshire house by a lake at that price. You will not find any lakeside property for $200k unless it is a shack. I know, I was just up north in Coos County to do boating stuff and was checking prices. My 3BR in Northern NH is valued at $320k. We are near multiple boat launches and a sizable lake, but it wouldn't be considered a lake property.