To quote Jeff Sovern, "Capitalism may be the best economic system ever devised, but one of its drawbacks is that it provides financial incentives to harm and even kill people." [1]
There need to be protection mechanisms in place in order for us to reap the benefits of this system.
[1] https://www.nytimes.com/2016/08/16/business/dealbook/the-ris...
[typo]