I won’t invest in Bitcoin for one reason:

No one knows who created it!

What if, despite its open source code, its mysterious creator or creators hid a back door or some other nefarious design in it?

What if all the computer experts thus far haven’t found it?

Probable? After this many years, not really. But it’s possible, and I’m far too skittish an investor to take that chance.

Index funds, CDs, and munis are old hat, boring, and basic... and that’s the way I like it.