Item — HN Reader

My n=1 - At $Employer, we had a prospective vendor who insisted on payment via Zelle. Made a quick "what should we know about Zelle?" call to $Employer->Bank. After a few phone transfers, their expert told us to avoid Zelle if at all possible. Because for a legit business, that platform was very little better than traditional alternatives. Vs. for a fraudster, it was vastly superior. So if we considered P(vendor is crooked|vendor insists on Zelle), and did the math...

Oh - $Employer->Bank == 'JPMorgan Chase'.

1 comments

With all due respect - were you trying to communicate with humans or with computers?

I guess that is why it was downvoted. I upvoted it because it made a good point (I'm not a programmer, but I think I understood it):

The upside of using Zelle for a legit business is almost nil, the upside of using Zelle for a scammer is very high, thus if someone claiming to be a business insists on using Zelle, it'd reasonable to assume it's a scam.

P(x|y) is a fairly common notation in statistics representing a function that computes a probability.

its the classic jargon speak problem most specialized fields have.