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>> It's telling that I've never felt comfortable trusting Monzo with my salary, because it always feels like it'll fold any moment

Can you elaborate more on this, the fold part?

>> from the old brick and mortar bank

Which such bank/s you recommend?

PS: I have been in UK for quite a few years now and only use Monzo.

Edit: typo and query

1 comments

Of the "traditional" banks First Direct generally have quite a good reputation. I've used them for a while and they've been fine. Customer service is good on the occasions I use it and the product's been reliable.

That said I'd be surprised to see a bank like Monzo just fold without warning. It's possible that one or more of the "challenger" banks won't last a long time, but the outcome there will most likely be them getting bought by someone else.