Intrigued so did a bunch of searches for commercial machines and can't find any mention of "fix it or take it back and pay me for my time" terms anywhere.
Care to share one?
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In general, if you want this you'd lease the machine. Fairly common for independent cafes and restaurants (and those bean-to-cup machines in offices).
Though, also, the heavy-duty commercial machines are pretty reliable and service-able; you wouldn't generally expect to be out of order for a _week_ even if you owned it.
Oops I thought you were being realistic :)
Edit: SLAs?