The stores are getting wiser about this. My local Fred Meyer (a Kroger brand now) has a fuel rewards program -- for every $100 you spend, you get 10 cents off per gallon on your next fillup. Given how expensive groceries are, a lot of people are saving more like 50 cents per gallon, not 4.
They've also started doing instant discounts at the register, which was something that Safeway aggressively did from the beginning. FM isn't quite that aggressive yet, but when I scan the shopper card just before paying, it isn't unusual for it to knock $20-30 off a $150 purchase.
If it really were just 4 cents a gallon, I expect less people would bother. But it's not. The stores are steadily increasing the penalty for shopping without a loyalty card.
It's a shitty psychological trick that Fred Meyer pulled off.
People think shopper cards save money, and while it's technically true, it's the wrong framing of what's happening. What's really happening is that the store requires the card to get sale prices.
In other words, Fred Meyer creating the shopper card did not create additional savings. It just started gatekeeping sales behind data collection.
Also if they were thinking they could have bluetooth beacons at the registers to track cash users that have bluetooth enabled.
Also they have cameras looking at every checkout line. They implemented them originally to observe when lines got too backed up so they could automate sending out more cashiers. They could move to facial recognition of they really wanted. Not sure if they do that now.
Or another one: when you use a savings card, you trade some of your data for a couple bucks off.
(While on that note: in many countries – pretty much everywhere I've been, actually – you can just get a new savings card every couple months, or get a few and round-robin them and replace every couple months etc. Just fill out the sign up form with some garbage data and you're good to go.)
So what are they doing with the loyalty card data? Nothing? Is it all just a mental trick to get me not to go elsewhere?
Since the register already priced my bill higher at the time I swiped my card and then dropped the price, I have to assume it's the former.
I love it. I drove to Germany to have the maintenance done, change the tires and renew the extended manufacturer warranty for two years on my german car (extended warranty which I need to pay for) and it was a hefty bill. I pulled a bit more than 3 000 EUR in cash and they were just used to it. As in: a totally normal occurrence.
I did it basically to test if it was true that cash was king in Germany: I had credit and debit cards in backup just in case. But cash just worked.
Japan though, now there's a place where cash only shops are still prevalent.
We were hitting cash only places all the time there, whereas in Germany I found that cash only became rare during the pandemic.
Hell, even recharging the IC cards in Japan had to be done using cash at a machine. Why can't you use a debit card? Who knows.
That said ... paying electronically is so convenient, damn it.
(haven't been to Germany)
For debts. Steal it, get caught, be ordered to pay restitution. Then your legal tender argument will make sense.
https://www.law.cornell.edu/wex/legal_tender
Various laws may exist elsewhere enforcing a requirement to accept cash (or not, depending on the jurisdiction). But an appeal to "legal tender" isn't going to cut it. Legal tender for what? For debt.
Germans have a certain paranoia. I understand where it comes from but how are you ever going to move on if you hold these beliefs so tightly?
In some ways we're already seeing the foreshadowing of this in some of the previously most liberal places on Earth, like Canada. Even if one may not agree with what the truckers were protesting about, it seems unconscionable to freeze people's bank accounts as punishment for engaging in, or supporting, a completely and genuinely peaceful protest. [1]
[1] - https://fortune.com/2022/02/16/trudeau-freeze-freedom-convoy...
Normal people don’t care if their metrics are being tracked - that is happening to practically everybody all day every day, and very few people are experiencing any direct and measurable negative consequences. In their defence, why should they weigh the hypothetical-risk above the real-benefits of giving up privacy (ie, convenience and price)?
I believe if the message of privacy advocates is to have any effect at all on normal people, we really need to start focussing on things that normal people care about, not hypothetical and philosophical arguments
Everyone should know how to use Tor, but we shouldn't have to, at least not all the time.
People's data is being farmed and their identity leaked and sold on the dark web, and they're probably not educated enough to care. That's what you want to preserve?
You mean, after it's sold and resold by the likes of facebook or google in open transactions?
It weirds me out any time I open YouTube on the TV and the first thing I see is an ad related to some recent online purchase, however obscure.
The existence of crime is not an example of the need for anonymity.