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by doitLP·2y ago·view on hn ↗
For the people that can afford one? Sure. AMEX has no limit and plenty of other cards for high net worth individuals are similar. Plus weirdly, people like that usually really like to collect the credit card points.
2 comments
Amex Green, at least, has a soft limit.

You can raise it, but you have to have strong financials and talk to them.

I’ve tried multiple times to pay the full balance with credit, the most I’ve seen dealerships be okay with is 3k or 4k of the balance.
My father-in-law has done it. He was in a strong negotiating position; I'm not sure why he didn't just use that position to lower the price an extra 3% instead...
My most recent new car purchase (2024 Mini), the dealership allowed me to charge $10k to my card for the points. The rest was debit from my checking + tradein.