No, it’s more like.. they don’t realize it’s a thing you can just do.
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you're forgetting about the thousands of dollars
go read about the percentage of the population that have less than $500 emergency savings and then you won't wonder why they aren't going to Greece for a week
HN SV types don't realize most people working hourly jobs don't have the concept of longish vacations...if you leave for a week your job is given to someone else