Lago doesn’t store card data. You still use a Payment Processor like Stripe to process one-off payments. But the Subscription management and data related to subscriptions moves into Lago, in short you save on the fee you pay Stripe to manage subscriptions (Called Stripe Payments), it’s aprx 2% of the charge.

Who has subscriptions and when they are charged is now handled in your Lago code.

You can also then mix in other payment processors and regain control of your data.