Except I'd add that as one gets experience working with the AI I can only assume they'd get much better at making it go smoothly. For example, I wouldn't manually rewrite localhost, I'd tell the AI "Why is localhost everywhere? Will this worker if I deploy to a droplet?" and it will fix it for you.
Also I just paste error-messages directly into the AI and it usually knows how to fix them.
Sometimes it's net positive, sometimes it's net-negative due to creating a mess that's really hard to get out of or debug. But I imagine it's only a matter of time until the scopes in which it's cost-effective go up.
I don't like that AI is a threat of huge monopolistic and job-reducing potential, but I don't think downplaying it is a long-term strategy to combat that.