https://archive.ph/egxbp
TLDR: RTO & lack of flexibility, fewer federal dollars for childcare, childcare labor force issues due to immigration enforcement
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and extreme wealth in the hands of a few. You can look it up easily, the Federal Reserve has all the numbers
here is one table
https://www.federalreserve.gov/releases/z1/dataviz/dfa/distr...
If you are in the bottom 50% it's like being in the bottom caste of India