>and creates a level of desperation that is incredibly dangerous.

I came into the comments looking for this sentiment.

We have a fairly good safety net here in my country, I've lived on study and unemployment benefits when I was young.

But when the author mentions they can't just make $300 appear out of nowhere, I can't help thinking that it _is_ possible, its just dangerous.

update: That's why we have good safety nets. Its dangerous for everybody.