UPI is fantastic software and the pride of great software engineering from India.
Excellent engineering.
I only wish more countries would implement something like UPI in other countries and get rid of inferior and broken solutions like crypto.
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Instant payment systems by country:
https://en.wikipedia.org/wiki/Instant_payment#Notable_instan...
I too want the government to monitor my transactions in real-time so they can disable access to my money if they think I'm a terrorist.