>ten years is a very long time in technology,
10 years is relatively short time in hardware, that is only at best 4 cycles. In today's world it is only 3 cycles. The amount of time, energy and resources required to switch from ARM to RISC-V only to save $100M a year makes very little sense. That is assuming you can get the same performance switching over in the first place. Which right now isn't the case in the next 5 years.
And I wouldn't be surprised ARM gives Apple some other patents protection as well as discount on other IPs.