I'm not sure where you get that idea from. The purpose of my thought experiment is to show that outcome is inextricably tied to opportunity.

That guy who received $10,000,000, he's going to have a lot of opportunities. He gets to buy himself an education; he gets to invest in businesses that won't pay out for a few years, without having to worry about where his next meal will come from. He gets to treat minor ailments, before they fester into something more serious.

Too many people assume that the outcome is only dependent on effort alone. Too many people like to think that a person is destitute only because he is lazy, not because he didn't have any of the opportunities offered to those of us who grew up in a well-off environment.

In a perfect world, your financial outcome will be tied only to the amount of effort you put in. I'm trying to point out that the real world is hardly perfect.