> Revolut does not have a banking license in the US.

The US is not the entire world.

Revolut has major banking licenses in Europe, UK and Mexico. That doesn't mean it is not bank.

Wells Fargo does not operate in the UK, but it is still a major bank in the US and it is still a bank.

Royal Bank of Scotland (RBS) is a bank in the UK. Just because it doesn't operate in the US, does not mean it isn't a bank.

> Don't be gullible and believe blindly what the marketing departments tell you.

Revolut is still a major bank even if they don't operate in the US (yet).