It took 120+ days for my ebay account to get deleted, but thankfully I could delete my paypal in only a few weeks.
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The 120+ days thing with ebay is allegedly because they need to make sure any outstanding deals are closed and accounts settled.
Of course that is absolute bullshit, it took them 120+ days to close my account and I had not used it for over 4 years at that point. They actually emailed me telling me that they were closing the account due to inactivity. They gave me 3 or 4 months to log on before it would be killed, so I thought to myself "good, saves me the hassle of doing it myself". Fast forward 3-4 months and I get an email telling me my account was compromised. Weird... so I log on, confirm any payment info I had was long since expired, confirmed nothing had happened and that my password was intact... then I scrambled the security question and password just to be safe and told Ebay to delete the account. Cue "this will take 120+ days" bullshit... but whatever.
At nearly the end of that 120+ days I get emailed again telling me the account was compromised. I'm convinced this is a scam they run to trick you into logging into your account, thus resetting the the countdown.
Ebay and paypal are among my least trusted companies. I have a higher opinion of even Comcast or Halliburton.
I think my story pretty much echos yours; I'd stopped using paypal for a couple of years, and stopped using Ebay.
I cancelled and about three months later I was "compromised". At that point I reset the data to random values, deleted my "ebay@example.com" email alias, and just resigned myself to forgetting about it.
Common tactic as far as I can tell, other companies do the same thing. eg: My Blizzard account that I can't sign in to because it's cancelled has somehow been 'compromised' multiple times.