People in the US are now forced to buy health insurance (or pay a fine/tax).
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> (or pay a fine/tax)
Then you're not forced into one course of action.
> Then you're not forced into one course of action.
You're being forced into parting with your money. So, yes, you are being forced into a course of action.
You are punished if you fail to fulfill your obligation, yes; but how you go about doing that is completely open to you. Hence freedom.