Yes we have ways to deal with that: taking their money and/or freedom. Don't forget that revenge is an important element. Taking the 'freedom' of a car (scraping it ?) probably feels less satisfying then putting a man in jail. Especially if, for example, a family member is unnecessary and severely harmed. 'Bad luck' and 'it could happen to anyone' might be sufficient in the past, but nowadays we like to make someone (and not something) responsible. A person to take away his freedom or a big company to get a lot of money. A car has neither.